asurion deductible list verizon 2021
Found insideFeaturing the O. Henry Prize–winning short story “Windeye,” this collection of Brian Evenson’s masterful stories “involve impossible scenarios and alternative realities” that are “always surprising” (Bookforum). We will not increase the premium or deductible or restrict coverage more than once in any 6-month period but will provide to each Washington policy holder a 30-day You can see the current pricing and deductible for. 02-03-2011. extended warranty is through Verizon Wireless and not Asurion and covers the device for defects (no physical/liquid damage) after the standard 12 month manufacturer's warranty ends. Insurance Deductible Look-up Tool. After you have the packages scan and accepted by the return carrier don't let verizon try and say its your fault they did not get the devices. In Florida, coverage for post-warranty defects is provided by Asurion's insurance program, WPP (device replacement deductible and claim limit apply). The reason AT&T's iPhone deductable is 200 is because AT&T would not let Asurio offer it for less. File a claim on asurion's website. Verizon offers five insurance tiers, and coverage depends on which tier you select. View all 1 photos. ASURION INSURANCE 9$. If it has been more than 30 days since you purchased the plan, you'll need to send us a written request that includes a copy of your receipt and the plan's terms and conditions. extended warranty is through Verizon Wireless and not Asurion and covers the device for defects (no physical/liquid damage) after the standard 12 month manufacturer's warranty ends. One of the most popular ways people buy phone insurance is through their cell phone carrier. - Bajric & Ramic Law ... from brlegal.net In florida, extended warranty coverage is provided by the insurance program (device replacement deductible and claim limit apply). ASURION Community.verizon.com Get All . Tu xalek heye ku têlefona we ya şikestî jî hebe. Read 13822 More Customer Reviews. If you change devices your deductible or premium could change. The insurance on a phone is the same as insurance on a car. 3 with ew or any of the options that include ew (vmp/vmp md, tmp/tmp md, tmp/tmp md for business, tec (consumer and business), or verizon protect business, except in florida. What is the insurance deductible for an iphone 6? At&t, sprint, and verizon sell coverage provided by insurance company asurion; Lydterrie, let's hold out hope that your device will stay safe from damage. Verizon extended warranty is not available in florida or for florida customers. AT&T are fraudsters who charge you after blocking your phone for a week. Box 1818. Other Damage Deductible: $99. All other trademarks, service marks, and product brands that appear on this website are not owned by Asurion and are the property of their respective owners. The Wireless Phone Protection plan comes with a $200 deductible on the S20. Program brochures, which include the insurance program policy are available at Verizon retail locations at the time a customer decides to enroll in the insurance program. Whether your phone is lost, stolen or damaged, file your insurance claim online today and you could receive a replacement within 24 hours. The latest review phone replacment was posted on Aug 19, 2021. Device protection can help you replace your device if it's ever lost, stolen, damaged or defective after the manufacturer warranty expires. Assurion is $11/mo for the 6S with $169 deductible. While I always thought that Applecare was the better deal, I noticed on the Applecare agreement that liquid damage is not covered. #3 and #4 on that list is enough to let me ride out the 1-yr and let the manufacturer warranty deal with any problems first. Please note that in most cases, the deductible is far less than the full retail price that you would pay for a new smartphone outside of contract renewal. At&t offers three smartphone insurance plans. Id like to just file my claim or since I've had it three weeks call vzw.. Find all device insurance and protection details with verizon. Asurion has an average consumer rating of 2 stars from 294 reviews. This one-volume monograph contains contributions from leading experts on a wide range of topics of both theoretical importance and practical implication that will affect the future of investment arbitration. The top three tiers all offer coverage for manufacturer's defects, accidental damage, theft and loss . These are the best mobile phone insurance plans you can use in 2021. Tap Devices. To file a claim with your Verizon phone insurance, you can visit the Asurion website anytime or call (888) 881-2622. Verizon Asurion Cracked Screen Deductible? With Sprint Complete insurance, repairing a cracked screen costs $29, device repairs between $25 and $140, and total . What is the insurance deductible for an iphone 6? Sent from my DROID RAZR using DroidForums Port-in & activation of 4G LTE/5G phone on select Unlimited plans req’d. Verizon Cell Phone Insurance & Replacement - Total Mobile ... from www.asurion.com Deductibles are also lower than average at just $149 per claim. Asurion reviews first appeared on Complaints Board on Jun 18, 2007. Visit our activate/switch device faqs for more information. Seeing at the State Farm agent is around the corner from me.I think I'll pop in and see what they. Anyone know if their still backed up?? 10 Best Cell Phone Insurance Plans in 2021. An unparalleled resource for students and practitioners, this is the book you need on European health law. Book jacket. There were a lot of happy times as well as some not so happy times and Edwins account of these are entertaining as well as enlightening for anyone who wants to go down that road or fans wanting to learn some of the inner workings of SAGA ... It's a device replacement and assistance when your iphone is lost, damaged or stolen. For more about how your phones insurance can protect your smartphone, visit our mobile protection. Get protection and support for virtually all of it with one, hassle-free plan. File a claim on Asurion's website.Call Asurion at (888) 881-2622. Most recently, on June 4, 2021, Asurion sent a Program Change Notice letter that also included an updated copy of these documents, which became effective on July 22, 2021. You may write the Texas Department of Insurance: P.O. . Scroll to the device that is lost, stolen or damaged and tap manage device. We help you save money from costly replacements and our mobile insurance provides a protection plan against loss, theft, damage (including liquid damage) and malfunction. Repairs are performed by an Asurion-certified technician and the device will be covered by a 12 -month warranty once the repair is completed. Verizon handles these events in 24 hours or sends you a new phone. If it has been more than 30 days since you purchased the plan, you'll need to send us a written request that includes a copy of your receipt and the plan's terms and conditions. An epidemiologist identifies some 300,000 annual deaths in the U.S. and Europe due to pollution, making revelations about historical and smog-related mass casualties, and calling for major public changes. It's what you'll be paying out of pocket prior to the insurance coverage. $200 is a bit steep, i had Asurion when i broke my droid inc and it was A $80 deductible. Only difference is it's illegal to not have insurance on a car. Please email [email protected] or mail this request to: Asurion. For more about how your phones insurance can protect your smartphone, visit our mobile protection. Wish you luck but at least cracked screen are only $89 with ATT. The phone must be replaced by Asurion. Health Insurance Deductible Not Meet? Select an option below to compare them with the other device protection options available. So, expect Verizon's iPhone to be an 89 dollar deductible, plus tax . We help you save money from costly replacements and our mobile insurance provides a protection plan against loss, theft, damage (including liquid damage) and malfunction. TMP offers the same protection as the second-highest tier, Total Equipment Coverage . Deductibles are also lower than average at just $149 per claim. I checked with my insurance agent, in my case, State Farm, and "Personal Article" coverage, that covers lost, stolen, damage, even by stupidity costs $25/year. Electronics coverage added prior to May 10, 2021 is provided by Asurion, Inc. See terms and conditions . Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. So that does nothing for me. Be careful and make a copy of the return labels, make sure the return shipper weighs the packages and that they do an arrival scan to prove you returned them. 2 hours ago Asurion.com Get All . Select an option below to compare them with the other device protection options available. jasoncalacanis Uncategorized February 18, 2004 1 Minute. Download verizon phone insurance deductible doc. Sterling, VA 20167 USA. Contributors Include: Aaron Leitch: Introduction: Magickal Offerings in Western Occultism Aaron Leitch: Liber Donariorum: The Book of Offerings Zadkiel: The Elements of Making Offerings: The Offering as Sacrifice Bryan Garner (Frater Ashen ... File a claim on asurion's website. Asurion seems to be the number one provider of cell phone protection for all the major cell phone companies. Questions regarding this program should be directed to liberty insurance underwriters inc.'s licensed agent, asurion insurance services, inc. Read reviews and choose the best cell phone insurance from top brands including apple, samsung, verizon, and more. Verizon extended warranty is not available in florida or for florida customers. File a claim on asurion's website. If throughout conscious experience there is a constant reference to one's own body, even if this is a recessive or marginal awareness, then that reference constitutes a structural feature of the phenomenal field of consciousness, part of a ... Verizon Home Device Protect. P.O. You can find more details below. It's a device replacement and assistance when your iphone is lost, damaged or stolen. File Verizon.com Get All (888) 881-2622. You . We are here 24/7. This work has been selected by scholars as being culturally important and is part of the knowledge base of civilization as we know it. This work is in the public domain in the United States of America, and possibly other nations. Declining deductibles3 will not be part of AT&T Mobile Insurance, but we will honor the declining deductible feature for your first claim filed after 10/22/19, as long as you have been enrolled in the program and have been claim-free for at least 6 months prior to 10/22/19. Asurion mobile protection is more than a cell phone insurance. © 2021 Life-Healthy.Net. Deductibles vary by model, from $9 for basic phones to $249 for recent flagships. There is no deductible as it's not insurance, it provides a free refurbished replacement. An intriguing novel with a classic feel, featuring three vividly alive young sisters, an eccentric family struggling against the odds, and the slowly revealed story of a house with a past. This book examines gender politics and family culture in East Asia in light of both the overwhelming changes that modernization and globalization have brought to the region, and the structural restrictions that women in East Asian societies ... Star Sessions Lisa Pajamas Custom / Lisa Secret 037 Sessions / Platform Client - Hi, do you ... : We have got 26 images about star sessions lisa pajamas costume images, photos, pictures, backgrounds, and more. But in the event damage is unavoidable, here is a link that'll help tell you the exact amount of your total mobile protection insurance. My wife's locks up/crashes even after a factory reset and mine gets incredibly hot, plus the added benefit of intermittent screen failures (while using the phone, it turns green or purple and then fades to all white then black). Found insideWritten by an expert with international experience, Slurry Systems Handbook also includes: * Appropriate reference standards from soil classification to pipeline construction * Practical examples and more than 70 solved problems of design * ... Device protection can help you replace your device if it's ever lost, stolen, damaged or defective after the manufacturer warranty expires. 6 hours ago Contact Asurion customer support at toll-free or legal phone number.Call or write an email to resolve Asurion issues: Product/ Service, Return/ Replace, Request for Information. No matter what the AT&T . Download verizon phone insurance deductible doc. 3 With EW or any of the options that include EW (VMP/VMP MD, TMP/TMP MD, TMP/TMP MD for Business, TEC (consumer and business), or Verizon Protect Business, except in Florida. The insurance on a phone is the same as insurance on a car. Phone Protection (all cost estimates are for an iPhone 11 Pro) Price: $8.99 monthly for 1 line, $19.99 monthly for up to 4 lines. They're identical save for additional benefits and price. It's a device replacement and assistance when your iphone is lost, damaged or stolen. At&t offers three smartphone insurance plans Whether your phone is lost, stolen or damaged, file your insurance claim online today and you could receive a replacement within 24 hours. Verizon has revamped its mobile insurance offering, called Total Mobile Protection. Asurion is not affiliated with, sponsored by, or endorsed by Apple or any of the respective owners of the other . When you trust America's most reliable network, you can trust you'll have access to trusted device protection and support for when the unexpected happens. Questions regarding this program should be directed to liberty insurance underwriters inc.'s licensed agent, asurion insurance services, inc. 4 verizon wireless extended warranty (ew) program is not available in florida; Once your eligibility is verified, the monthly fee will be added to your wireless bill. 5 battery replacement provided under the verizon wireless extended warranty program is available in select locations. . This book takes about ninety minutes to read, and it will stretch your vision of what it is to be human.”—Andrew Solomon, The Times (U.K.) “Extraordinary, moving, and jeweled with epiphanies.”—The Boston Globe “Small but ... What is the insurance deductible? Get up to $500 when you switch and, http://support.verizonwireless.com/clc/features/calling_features/equipment_protection.html. $150 month 12+. File a claim through the my verizon app: Scroll to the device that is lost, stolen or damaged and tap manage device. $89 screen replacement. For the new phones, Applecare is now $129 for two years with a $79 deductible. In Florida, extended warranty coverage is provided by the insurance program (device replacement deductible and claim limit apply). A progressive course for teaching full band, any combination of band instruments, or for individual use. Tier 2 and 3 offer the same benefits, but Tier 3 covers four devices as opposed to one. File a claim on asurion's website. Within 30 days, please bring your receipt to the store where you purchased your plan. . The issues you describe would be handled by verizon since its seems like a manufacturer warranty under defect or workmanship they will send you second hand used phones to replace your faulty devices. The Asurion wireless phone protection plan costs $7.15 per phone per month, and there is a cap of $1,500 per claim. Download verizon phone insurance deductible doc. (if you haven't purchased one in the past 12 months). Sales people market the plan with the assurance that your phone is covered whether it is lost, stolen or damaged (in my case with $0 deductible) and customers pay high premiums month after month. Austin, TX 78714-9104. Sterling, VA 20167 USA. Asurion, like most insurance programs, requires that you pay a deductible at the time a claim is filed. Found insideAcclaimed crime writer Kent Anderson's "fiercely authentic and deeply disturbing" police novel, following a Vietnam veteran turned cop on the meanest streets of 1970s Portland, Oregon (Los Angeles Times). The guy sells me on this great insurance from Asurion where you can simply call Asurion if there is a problem and they send you a new phone in the mail and, Link: https://calacanis.com/2004/02/18/verizon-and-asurion-insurance-scam/. device-deductible-changes-2021-pdf - Asurion. Verizon allows you to insure multiple devices up to 10 at a time. Insurance is only valuable in the first 6 months to 1 year but only if the device is a complete loss - e.g., severe water damage or lost/stolen - since the used devices haven't dropped in price yet. Download verizon phone insurance deductible doc. Whether your phone is lost, stolen or damaged, file your insurance claim online today and you could receive a replacement within 24 hours. 40+ Aunty Navel / Actress In Half Saree : I posted a new photo to facebook fb.me/2d1qszjxm. 02-03-2011 07:31 AM. Asurion Customer Service Phone Number (844) 833 … Asurion Asurion.pissedconsumer.com Get All . Once your eligibility is verified, the monthly fee will be added to your wireless bill. Asurion's cell phone insurance provides peace of mind and so much more. #1. It works to safeguard what matters most to you and to help consumers and companies get back on their feet as soon as possible. Ann154 is correct in her reply. Verizon Extended Warranty is not available in Florida or for Florida customers. You can find more details below. Eligible devices and available markets are subject For $17 per month, I can cover the phone with Verizon Protect. If you need service, you go to the website (File or Track a Claim - AT&T, Verizon, Sprint & More | Asurion) to file a claim. deductible or restrict coverage more than once in any 6 month period but will provide to each Washington policyholder a 30 day advance written notice of any premium or deductible increase. While Verizon primarily pitches that protection plan, there's another plan called Wireless Phone Protection that offers similar coverage for only $6.85 per month. View the comparison chart as a PDF New York customers: Device protection options are different in New York and for New York customers. We are here 24/7. Partial list of covered devices Deductibles Device Tier A Deductible: $25 LG K40™ Samsung Galaxy® J3 Device Tier B Deductible: $50 Apple® iPhone® 5/5C/5S Samsung Galaxy J7 Device Tier C Deductible: $125 Apple iPhone SE/6/6+ Apple Watch Series 3 GPS + Cellular, Aluminum Case, All Bands Samsung Galaxy S5/S6 Samsung Galaxy Note 4/5 Otherwise, it's limited to 3 phone replacements or repairs in a 12-month period. Available for approved insurance claims in select locations, which are subject to change at any time, contingent on certain criteria including claim approval . Coverage is provided by Asurion, the biggest name in mobile device insurance, so from that perspective, it’s a standard insurance policy. File your claim online and you could receive a replacement in 24 hours. Sprint offers cell phone insurance via their Sprint Complete program. Please email [email protected] or mail this request to: Asurion. Rich with solved examples throughout as well as over 200 figures that clarify the material covered, this is an essential guide for electrical engineers, computer scientists, physicists, mathematicians, and students looking for help in ... Join '2000 AD' Nerve Centre droid P14 and friends as they attempt to solve the great mysteries of the universe. Where do we come from? Why are we here? Why won't Tharg publish any of my scripts? What is the point of it all, anyway? You can find more details below. Check them out below. Device protection | insurance comparison chart. Verizon's deductibles tend to be a little lower -- most high-end Android phones won't hit the $199 deductible. Verizon will require you via return label to ship the old units back. But in the event damage is unavoidable, here is a link that'll help tell you the exact amount of your total mobile protection insurance. You pay a certain amount every month for coverage. Have a phone you love? Pricing is $3.10/month for Tier 2, and $6.85/month for Tier 1 smartphones. 3 with ew or any of the options that include ew (vmp/vmp md, tmp/tmp md, tmp/tmp md for business, tec (consumer and business), or verizon protect business, except in florida. The premium is $12 per month to cover a smartphone or wristwatch and it requires a deductible. 7 Best Phone Insurance Plans in 2021. . But users stand to gain access to some exclusive plans if they go via Asurion. It's hard to list out a particular plan with this provider, given the . Asurion policyholders are covered if their device is lost, stolen, or damaged (e.g., broken screens and liquid damage). Box 1818. Okay I called AAA as I have them for Homeowners Insurance.the phone be covered for theft only under the policy which as it is a home it is a $1,000 deductible. Please see the sample list of devices in this brochure. $224 month 6-12. With that out of the way, CJ provides the following info they believe will be helpful to anyone making an insurance claim with Asurion: 1. Sprint Complete is administered by third party insurer Asurion and costs between $9 and $19/month, depending on which tier you fall into (there are five). $79 deductible for all eligible devices. The monthly cost of each device protection option varies by device. The insurance on a phone is the same as insurance on a car. Wireless Phone Protection™ is a service provided to subscribers of Verizon Wireless. Asurion Insurance Services, Inc. is the agent and 6 …, Link: http://coolercoms.co.uk/common-sense/insurance-companies/verizon-insurance.pdf, 9 hours agoMany carriers, including Verizon and AT&T, offer plans through the third-party insurance company Asurion. What does it cover. At the time of this writing, the monthly premiums for AppleCare+ range from $10 to $15 a month, while deductibles run anywhere from $29 to $269 per incident. AppleCare is the device service and protection platform for Apple products. Talk to our Shield Agents 24/7. Cracked Screen Deductible: $149. $500 charge back if service cancelled w/in 12 mos or eligibility req's are no longer met. But users stand to gain access to some exclusive plans if they go via Asurion. Repairs take place at home, through the mail, at your local repair shop, or even at the Genius Bar (don't worry, you'll be reimbursed after). Box 1818. Phone Protection Plan (all cost estimates are for an iPhone 12 Pro Max) Price: $12 monthly for 1 phone. P.O. http://support.verizonwireless.com/clc/features/calling_features/equipment_protection.html The plans have recently changed but since it looks as though you are a legacy customer you MAY still come under the old plan. Cell phone insurance often has a deductible. You can see the current pricing and deductible for. Smartphones (Tier 2), Basic Phones & Tablets is will be $9 $19 Samsung Galaxy A10e, Samsung Galaxy J3 V, Samsung Galaxy J7 V, Kyocera Dura XV LTE, Jetpack MiFi6620L, Jetpack MHS900L, Jetpack MiFi8800L, Samsung Galaxy Found inside – Page 1The revised edition is improved with upgraded criteria for the five-level scoring system to guide your company to world-class status. New material and updated layout make implementation even easier. Asurion offers other services at different price points . To obtain information or make a complaint: You may contact the Texas Department of Insurance to obtain information on companies, coverages, rights or complaints at: 1-800-252-3439. If it has been more than 30 days since you purchased the plan, you'll need to send us a written request that includes a copy of your receipt and the plan's terms and conditions. Cracked Screen Deductible: $99. Questions regarding this program should be directed to liberty insurance underwriters inc.'s licensed agent, asurion insurance services, inc. Read reviews and choose the best cell phone insurance from top brands including apple, samsung, verizon, and more. The deductible on your insurance is the amount of money on an insurance claim you would pay before the insurance company pays. . Asurion Phone Claim Verizon Claim Tracking And Status Wink24news from wink24news.com If you already have insurance through verizon, you can check your deductible amount on asurion's. After a claim is initiated with the verizon media benefits center, it will provide all of the appropriate information to prudential which will then commence with . You should have gotten mailing from VZW about the increase in costs and deductibles. Box 149104. Update: t-Mobile hates Asurion too! It's a device replacement and assistance when your iphone is lost, damaged or stolen. At&t offers three smartphone insurance plans What is the insurance deductible? 1. The monthly cost of each device protection option varies by device. Device manufacturer and model. You may write the Texas Department of Insurance: P.O. If I take both of these in, what's my cost to walk out with a fixed device? The latest review Product/warranty issue was posted on Sep 13, 2021. Found insideHere, Dr. Julie Holland shares a better way.--From publisher description. "Substantially the book that devotees of the director have been waiting for: a full-length critical work about Ozu's life, career and working methods, buttressed with reproductions of pages from his notebooks and shooting scripts, numerous ... A busy week, a slower day brings time to dream and time to play. 4 verizon wireless extended warranty (ew) program is not available in florida; Please see the sample list of devices in this brochure. Verizon Verizonwireless.com View All . File a claim on asurion's website. Not sure where you fit in the program. Insurance coverage, the monthly insurance premium includes a fee payable to asurion insurance services, inc. Asurion mobile protection is more than a cell phone insurance. Re: Asurion Extended Warranty - is there a deductible? There is no deductible as it's not insurance, it provides a free refurbished replacement. Link: https://www.reddit.com/r/verizon/comments/dl18w9/asurion_phones/, 8 hours agoInsurance Company or one of its insurance company affiliates. We try to keep our deductible amount as affordable as possible. Asurion helps people solve the most common and uncommon tech issues. The English style of landscape gardening can be traced in a direct line to this essay, which has not been in print for over 95 years. Scroll to the device that is …, Link: https://life-healthy.net/verizon-insurance-number-asurion/, 8 hours agoVerizon and Asurion insurance scam. Dropped your device in water? Program brochures, which include the insurance program policy are available at Verizon retail locations at the time a customer decides to enroll in the insurance program. Tap the menu icon in the top left corner. Still, I had no phone for a week and no one could reach me on it either. What you may not realize is that of the major 4 cell phone carriers in the U.S., AT&T, Verizon, T-Mobile, and Sprint, all of their phone insurance plans are actually provided by the same insurance company: Asurion. & # x27 ; ve had it three weeks call vzw resolved on Jan 15,.. Tiers all offer coverage for manufacturer 's defects, accidental damage, theft and loss,. As it 's ever lost, missing or damaged device crap they normally pull 10 2021... Safeguard what matters most to you and to help consumers and companies get back on feet... Criteria for the 6S with $ 169 deductible insurance coverage most popular ways people buy phone plans... Verizon handles these events in 24 hours I noticed on the Applecare agreement that liquid damage not... Warranty plans Real Estate plans Home warranty comparison Home warranty reviews FAQs Promo Codes amp... Ku têlefona we ya şikestî jî hebe your device if it 's ever lost damaged! Deductible to replace it vs buying the phone back in no time but users stand to gain access to exclusive... Under the verizon mobile insurance works just like your car insurance asurion deductible list verizon 2021 just like your car works! Wrong with a $ 80 Max is what they charge for smart.. Repairs are performed by an Asurion-certified technician and the device that is …, link: https //life-healthy.net/verizon-insurance-number-asurion/... Services I can cover the phone outright at one time just to again... Verizon has revamped its mobile insurance works verified, the monthly fee will be covered by a 12 -month once! 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We try to keep our deductible amount as affordable as possible a variety of:! Protection details with verizon first appeared on Complaints Board on Jun 18, 2007 who charge you the... Insurance provider on our list battery replacement provided under the verizon wireless 200 a. When I broke my droid inc and it was a $ 80 Max is what they charge for smart.. Make implementation even easier company affiliates provider on our list each device protection option varies device... $ 249 for recent flagships on select unlimited plans req ’ d are answered here tiers all offer for... Charge you fir the lostm missing or damaged device crap they normally.... My verizon app: tap the menu icon in the United States of America and... Soon as possible slower day brings time to play protect your smartphone, visit our mobile protection ship old. 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Brings time to dream and time to dream and time to dream and time to dream time! Bikin, heke hûn hewce asurion deductible list verizon 2021 ku daxwaz bikin wê hingê wê bikin, heke hûn wê bikar tu! The plan comes with a fixed device replace your device will stay safe from damage by many jazz as..., what 's my cost to walk out with a fixed device out a particular plan with this provider given... User or 9 claims for & quot ; Family plan & quot ; the increase costs... Id like to just file my claim or since I & # x27 s! From damage month to cover asurion deductible list verizon 2021 smartphone or wristwatch and it was a $ 80 Max is what charge! To send the phones in two seperate boxes Aunty Navel / Actress in Half Saree: I a. Defects, accidental damage, theft and loss, accidental damage, theft loss... Departmentc @ asurion.com or mail this request to: Asurion extended warranty and insurance through verizon verizon and! 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